Did you know that there are different kinds of Advantage plans? There are minor differences in what is being offered by the different insurance companies. There are also different networks to choose from for these plans, which essentially create different plans and benefits. We are going to take some time to look at them to help you figure out what are the best Medicare Advantage for 2018 for you.
Coverage Differences
Where the Advantage plans most significantly differ is in their coverage of prescription drugs. This coverage is known as Medicare Part D, and not all the Advantage plans come bundled with it. Most of them do, and it’s rare to find an Advantage plan that doesn’t offer this coverage, but you need to be aware that some of them won’t have it and make sure you get what you want to from an Advantage plan. Keep in mind that you can always sign up for Part D all by itself, even after you have picked out an Advantage plan. So, long as that plan doesn’t come with Part D, you will be able to buy that Part D coverage separately.